Thursday, May 5, 2016

Video - Me on Dave Ramsey - Renting or Buying?

We have been pursuing buying a home because we have rented for 16 years and have grown out of our space with the homeschooling materials.  Rent in our area for a 3 bedroom with a yard is about $1500 right now but our rent is VERY cheap in our mobile and as one local financial guy said it is impossible we have such low rent.  Yes, it seems so but we do and we know it won't last forever as our owners are nearing their 90's and who knows if they will sell the mobile park and our rent would go up.  A mortgage in our area for a decent 3 bedroom with a yard, including property taxes, homeowner's insurance and HOA's is around $1350-$1550 at the current low interest rate we would get.  So, it makes sense to buy as it is currently cheaper to buy than rent but I know Dave Ramsey is dead-set on having a down payment and only getting a 15-year mortgage - that is basically impossible in our area unless you save over $100K to get a home that low for a 15-year.  We are approved for VA, with no down payment and we don't have to pay PMI and our interest rate is very low - so it seems like an door of opportunity for us but we have put offers on 4 homes and they all didn't work out, so we are re-evaluating our next move.  We just want to do what is right and not a mistake - we have seen so many make the mistake and be deep in debt and chained all for just "owning" a home. 

So, I decided to call - although, I didn't get to go into detail like I wanted, I also didn't get to tell him we have a funded HSA for medical and that is part of our emergency fund but I didn't include it.  According to his advice, we should rent until we can save $100K - I'm thinking that is going to be many years down the road and doesn't count that we will need a car, daughter needs braces, she will be getting married probably in another 6 years or so, etc.  I don't see us ever saving that much cash but maybe we could.  Right now, since the medical drama is mostly over - we can save a TON of money - so maybe we should.  I'm not a person that needs to buy a house - I can make do with what I have - you guys know that!  I like living modestly and only need 1500sq ft or less just to have room to move around - not asking for a palace here LOL! ;-)  However, we don't have a garage and I'm thinking that would help if we did with storing homeschool materials since I'm saving it all for my son when he starts in 2 years.  I could just buy another bookcase and start putting things under beds, etc. and live cluttered for a while haha - I guess that is better than getting in over our heads.

Here is my call today:



What do you all think?  I would love to hear more opinions on this.

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Tuesday, May 3, 2016

You Dress Like a Man

How timely for such a news story to illustrate my last post on cross-dressing.  This woman, who is clearly cross-dressing, was upset that a man followed her into the bathroom because he thought she was a man and he was concerned about his mother, who was using the restroom.  He did the right thing!  Although, they made him look like a criminal but he wasn't!  If you don't want to be mistaken for a man, it is time to stop looking like one.

The closing remark at the end of the video, pretty much sums up some of the "Christian" world today and how skewed their minds are that are of the world and not of God:

You can't make assumptions by a person's gender, just by the way they look.


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Sunday, May 1, 2016

Cross-Dressing "Christians" Promote Transgenderism

I don't know what all the hoopla is about when a man says he is a woman and puts on a dress and long hair and then a "Christian" woman in her pants and short hair say that is not normal.  I hate to be the one to fill you in honey but you are cross dressing too!  At least the transgender man/woman knows how a woman should dress.  A transgender woman that says she is a man - wears pants and cuts her hair short.  They aren't confused on the proper look of the sexes but some "Christians" have been for quite some time.

I'm so glad that things are getting this way because it will show us how cross-dressing is wrong and always has been.  Have you seen a gender neutral bathroom sign?  It still has a man in pants and a woman in a skirt - there is a still a difference.  You can't judge transgender people when you yourself are dressing like the opposite gender.  No wonder the world thinks we are a bunch of hypocrites!  God's abominations haven't changed - cross-dressing is STILL abominable to our Creator!

Deut. 22:5
The woman shall not wear that which pertaineth unto a man, neither shall a man put on a woman's garment: for all that do so are abomination unto the Lord thy God.

The Geneva Bible's notes on this verse:

For that alters the order of nature, and shows that you despise God.

Matthew Henry's thoughts:

If we would prove ourselves to be God's people, we must have respect to his will and to his glory, and not to the vain fashions of the world. Even in putting on our garments, as in eating or in drinking, all must be done with a serious regard to preserve our own and others' purity in heart and actions. Our eye should be single, our heart simple, and our behaviour all of a piece.

Some so-called Christians have brought shame and reproach to the gospel by allowing the world to come in to all facets of their churches.  Proclaiming Christ while looking, acting, thinking, talking and being like the world - you aren't fooling anyone, I know Satan isn't fooled.  The Bible has told us in many areas to NOT BE DECEIVED - there will be those that will tell you everything is ok.  There will be those that say dress doesn't matter.  There will be those that say you don't have to follow the Bible - once saved, always saved, no matter if you sleep with everyone in town, show your body, lie, cheat, steal and skip church altogether.  Wow, sounds like a religion made by the devil himself as it goes against God's Word.  God clearly said such and such would not inherit the Kingdom of God - yet Billy Bob Joe down the street will tell you as long as you prayed that prayer, it don't matter if you wear daisy dukes and paint your face, your ready to go.  Are you really THAT stupid!?  I guess when you want to sin bad enough, you will believe anything and find any church to tell you exactly what you want to hear.

What is the first thing that a lot of women who leave the truth do?  They put on those pants and cut their hair and paint their faces.  It is to make them more like Christ right?  Or is rather to make them more like the world?  I think you know which one.  It serves no purpose in God - it is all carnal, fleshly and serves vanity and pride and selfishness.  Then, you get people patting them on back for sharing their new, sinful, worldly selves on Facebook - you know why?  Because they want it too and they rejoice in others being licentious.

It is time to look like a woman ladies - give the men their pants and hair back and wear the glory (long hair) that nature itself (of course God) has already taught us is right.  It is time to self-identify as a real woman.  Otherwise, maybe you should be using the men's restroom, p.s. it's the sign with the pants on.

After I wrote this post, a news story came up the following day about this very topic.  Watch the video here: http://www.christianhomekeeping.com/2016/05/you-dress-like-man.html

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