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Bev's Frugal Tortilla Chip Dip

This isn't anything fancy but tastes so good and is frugal!  It is so simple to make and you can double it if you have a larger family.  This normally lasts us a week.
  • 1 can FF refried beans (or make your own)
  • 1/4c shredded cheddar cheese
  • 1/2c salsa
Combine all and heat to melt cheese; stir; serve with tortilla chips.