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Showing posts from October, 2018

Garage Clean-Up

The garage seems like it is the place to put everything we don't want in the house.  I now understand why people have so much stuff in their garage, it makes a great storage area!  I had tons of stuff that we no longer needed that I wanted to get rid of or sell that was too good to just throw in the trash but I hadn't took the time to go through all of it and it just kind of piled up.  I finally took about 4 hours yesterday and went through most of it.  I have bins full of things now to sell on eBay or give away. I had a 30-gallon storage bin for the outside toys but it wasn't working, so I replaced it with a 40-gallon bin:

Out With the Old...

In with the new!  We bought our first home 2 years ago and it is now 14, almost 15 years old.  It seems like it is the time for things to need replacing.  On one hand it was upsetting that the kitchen faucet was leaking and the hose had rips, but on the other hand, I'm glad it did because I love my new faucet LOL!! Here is our white faucet before, which we found out upon trying to remove that it was severely corroded and installed incorrectly: This is the new one, which was very easy to install and is way better because I no longer have to reach to get the water stream, it is in the middle of the sink now: Next thing that went bad was our master  bathroom faucet  and after finding we couldn't fix it, we replaced it.  The new one has a cool LED light that is really fun to use in the dark - seriously, I never knew faucets would be so exciting.  I don't like chrome, so I opted for the nickel-plated.

Helping the (True) Needy

Why are we supporting legislation to help women with child care costs when they should be raising their own children at home?  We should only be helping women who are single or have husbands that can't work - you know, the ones who actually need it?  How about being content with your husband's wages and raising your children, like everyone else does that makes it on one income?  Put aside greed, your selfish desires, your "success" and follow after God's design for women - being a mother!  Novel thought I know. Save the food stamps, housing, child care costs, etc. for those who NEED it - the disabled and single.  Quit stealing the working man and his family's money!! That goes for school too - why do we support a socialism-based schooling system where everyone has to pay for it?  Pay for your own!  Leave the funded-school for those that NEED it. If you keep milking the system and stealing from others - you will keep saying the same ole' rhetoric that

Preaching, Horses & My 1st Song!

My husband got assurance of his call to preach.  He just had to be in the right place, and here we are in the right place, and he is preaching again .  It is amazing how God moves and if you just follow Him, you WILL find that place!  He preached for 5 years off and on from 2001-2006 but never could remember a place where God called him, he had just been told he was called.  I'm glad that he was careful in seeking it out and only doing it when and where God wanted him to and now is the time! My daughter has put flying planes aside for a while and  started horse riding lessons .  I can say that I actually preferred the flying over the horses LOL!  I'm not an animal person, except for cats and I don't even have those anymore because I can't take the hair and smell.  I sure can't stand horses and the smell of the barns.  I'm glad that we can give her a chance to explore all of these interests and she's having the time of her life while doing so!  She is current

How to Evaluate Health Insurance Plans

As a homemaker you manage your home, and I believe this includes the budgeting and researching for what is needed, such as health insurance.  I wanted to help by showing you how I evaluate which plan overall would not only save the most, but in my opinion, be well worth the "risk." Let's take 4 plans offered by a large employer.  You have the highest plan known as the PPO generally, which has the highest premium but lowest deductible and offers copays along with coinsurance.  Next, is the step-down plan, which costs a bit less in premiums but the deductible is higher.  Then, there is usually a third plan that is the lowest premium but highest deductible.  However, since Obamacare, a lot of employers have started offering high-deductible plans, which is the 4th one I'm going to share.  This plan has a very low premium but a very high deductible. PPO Plan - $9,300/yr premium, $775/month; $2,000 deductible with copays ($30 doctor visit, etc.) and 20% coinsurance.