So, I decided to call - although, I didn't get to go into detail like I wanted, I also didn't get to tell him we have a funded HSA for medical and that is part of our emergency fund but I didn't include it. According to his advice, we should rent until we can save $100K - I'm thinking that is going to be many years down the road and doesn't count that we will need a car, daughter needs braces, she will be getting married probably in another 6 years or so, etc. I don't see us ever saving that much cash but maybe we could. Right now, since the medical drama is mostly over - we can save a TON of money - so maybe we should. I'm not a person that needs to buy a house - I can make do with what I have - you guys know that! I like living modestly and only need 1500sq ft or less just to have room to move around - not asking for a palace here LOL! ;-) However, we don't have a garage and I'm thinking that would help if we did with storing homeschool materials since I'm saving it all for my son when he starts in 2 years. I could just buy another bookcase and start putting things under beds, etc. and live cluttered for a while haha - I guess that is better than getting in over our heads.
Here is my call today:
What do you all think? I would love to hear more opinions on this.
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